Wednesday, August 7, 2019
By Betty Kingery
Looking to Buy a Home? First, Check Off These Milestones

 Be ready to buy before making an offer

*If you aren't ready to buy, you don't need a real estate agent. 

*If possible, hire a babysitter to care for children who are too young to stay out all morning or afternoon touring homes.

*You'll need it to write an offer because an earnest money deposit (EMD) may be required to accompany your purchase offer.

Buying a home for the first time is exciting. If you do not have your ducks in a row before you close on your home, then the dream of homeownership could turn into a financial nightmare.

If you are considering buying a home, first make sure you’ve checked off as many of these financial milestones as possible.

*Pay Off Your Consumer Debt

*Have a Fully-Funded Emergency Fund

*Save Up Your Down Payment

*Understand the Costs of Homeownership

*Create Room in Your Budget